Insurance Products

We offer a variety of Life Insurance and Health Insurance options and Employee Benefits:

Group Health Insurance and Individual Health Insurance
Group Dental Insurance and Individual Dental Insurance
Prescription Drug Coverage
Term Life Insurance and Permanent Life Insurance
Cafeteria Insurance Plans
Major Medical Insurance
Employee Health Plans in compliance with receiving VI tax benefits under the EDC (Economic Development Commission)
Business Buy-Sell Agreements and Key Person Insurance
Section 125 Plans
Employee Payroll Deduction Plans

We also offer a full line of Supplemental Insurance Coverage including:

Cancer Insurance and Dread Disease Insurance
Diagnosis can be both financially and emotionally devastating. You can ease the burden by applying for a Cancer Insurance Plan. An AFLAC policy will provide benefits that can be used to help with Preventive Care as well as the cost of travel, meals, outpatient treatments and many other out-of-pocket costs not covered by your major medical insurance.
Personal Accident Indemnity Plan

Accidents Happen! According to National Underwriter, August 2007, over 41 million visits to the hospital emergency room in 2004 were due to accidental injuries. Protect your family from the devastating effects of a disabling accident.
Hospital Intensive Care Insurance
A daily benefit will be paid directly to you for confinement in a hospital intensive care or a subacute intensive care unit.
Hospital Indemnity Plans
Air Ambulance Insurance and Medical Evacuation Insurance Plans
Travel Insurance, Travel Accident Insurance, and Travel Medical Insurance
Trip Cancellation Insurance

Gotts Insurance Associates Agency proudly represents: